Sorry to hear that, Ultra. Glad you weren't in the car tho, or in an accident.

 

Yep, my F-150 Laredo was freakin pristine till some A-hole at work dinged it pretty good last week. I was waxing it over the weekend.....just about lost it.....

 

Ugh, that sucks bro. Any witnesses or surveillance cameras in the area?

 

That really sucks, man, I feel for ya. The sad part is more often than not whoever it is will drive away if they can. I just park way the heck out there and hope dad isn't teaching his teenager how to drive in my parking lot that day. Even then I have a few small scrapes and dings as parting gifts.

 

same thing happened to me sister in South Carolina. Happy April Fools day I guess

 

These are the dumbest drivers I have ever tried to share the road with.

 

Massachusetts, Connecticut and New Jersey are by far the worst drivers I have ever seen. I never seen people so regularly run 'early reds' anywhere else

 

Ever been to Miami? Worst I've ever seen are here, but I haven't been up that way in a long time, like 1983 or so. Makes me want to slap them silly for their bad driving habits.

 

Do you happen to have Uninsured Motorist Property Damage (UMPD) on your insurance?

 

Mini Cooper? Sorry to hear the ahole damaged your car.

 

You guys have never been outside the U.S., have you?

BTW, sorry to hear Ultra.

 

:sidelol: I completely forgot about my european experiences. You are absolutely right.

 

It would be listed on your policy as UMPD. It has a deductible, too, but generally, it doesn't count against you, as a Collision claim might.

 

Sorry to hear about your car brother.

As for the worst drivers in the country, there was a study done that proved Florida has the worst drivers.

 

its actually covered under comprehensive/collision on the auto policy.

 

Right, but UMPD can have a lower deductible, is not assessed as an at-fault and can be held on a policy without Collision being in force.

 

i see. i left the car insurance biz a few yrs back. i always thought UM was used for excess medical bills/propert damage if the at fault party's basic insurance was exhausted

 

To bad they don't equip cars with cameras, so when they are bumped they take pictures.

 

That sucks. The same thing happened to my TrailBlazer. It was sideswiped in front of my house. I had it for about 4 days. :tantrum:

 

when i was in college, my one-year old camaro had 3 tires slashed, hammered in dents, and busted windows and windshields by a group of vandals. that sucked

 

yea, all dem Yankees coming down and driving with their eyes closed.

 

:hi5: Mini Coops kick ***.

 

yeah, if you are a chick :up:

 

Wow dude I am really sorry to hear that

 

:lol:

 

Actually I have, Korea, Japan, Philippines, Germany, Mexico, Bermuda, etc. But Miami has the worst drivers I have seen. From all over the world, they all drive by diff rules, and it's really crowded, which makes it all worse. There are places where I saw a few really bad drivers, but the per-capita ratio here is why I think it's the worst ever. In most places at least there is some predictability as they mostly live by the same rules of the road, but this is a real melting pot, and the drivers test is a joke. You don't even have to take a road test, it's in the parking lot. The advice to a new driver on passing: Now that you have a license and can legally drive on the streets, pay a driving instructor and practice! I know this for a fact as my ex was given this speech when she got hers.

 

i drive 700-1000 miles a week on the east coast of fla. miami is my least favorite area

 

Good god, why?

 

work. have customers from melbourne to key west

 

That's UIM (Underinsured Motorist Coverage). :up:

 

Your just mad because you drive a over sized POS that is compensating for something else

:wink2:

 

Miami was voted as the city that had the "Worst Drivers in America" by some car mag.

 

Id vote the whole state of Florida with the worst drivers.

 

Agreed. But ironically you'd also be voting for the entire Northeast United States, since thats where everyone here is from.

 

I don't know about Texas but in Michigan with full coverage if you get clipped while you're parked they waive the deductible.I hope that's the case for you.